Stellar: decentralized
payment network

Stellar is a stable financial platform open for businesses, banks and individuals across the globe. Stellar allows to send payments in seconds, reliably and with extremely low fees.

Stellar is an open-source protocol for exchanging money, its network validates transactions and allows irreversible and cryptographically secure payments.

ADVANTAGES OF QUANTUM
FINANCIAL SYSTEM

1. Procurement of Funds
Financial institutions are crucial because they make it possible for people to receive money when they need it. For instance, even though banks do various tasks, their primary function is to collect deposits from those who have money, pool them, and then lend them to individuals who need money. Banks act as middlemen between depositors (who provide the bank with funds) and borrowers (to whom the bank lends money).

2. Offer Safety
Even though you can keep your money at home or in your wallet, depositing money with a financial institution guarantees its security. You also have an additional layer of protection because government laws provide some protection for your deposits in the event of a bank failure. Individuals have the option to use financial institutions to earn interest on a deposit account (cash deposits, money market, or savings). Alternatively, one can buy stocks and bonds through a brokerage.

3. Financial Consultation
Financial institutions provide people with finances and guide them with the right investment plans and policies. Investment banks inform businesses and individuals about the proper techniques for generating profits. They help their clients raise capital, issue new IPOs, etc. Similarly, insurance companies help individuals and businesses by suggesting the right plan for their future welfare.

4.Ensure Regional Balance
The Quantum Financial System set up financial institutes in rural and backward areas to help local people, small farmers, artisans, household workers, etc., with loans and credits. These institutions also provide government-approved schemes such as NABARD, Agricultural loans, interest at low rates to Self Health Groups (SGHs), etc., to help uplift these areas.

BENEFITS OF QUANTUM
FINANCIAL SYSTEM

One of the more exciting aspects of the new quantum financial svstem is its potential for near-instantaneous financial transactions. With the use of quantum computing and blockchain technology, it will become possible to conduct financial transactions in real-time and without the need for intermediaries (like banks).